_економія; заощадливість

both poverty and prosperity come from spending money – prosperity from spending it wisely buy what you do not need and you will soon need what you cannot buy cheap goods always prove expensive cut your coat according to your cloth a dollar saved is a dollar earned many have been ruined by buying good pennyworths penny wise and pound foolish spare when you are young and spend when you are old take care of the pence and the pounds will take care of themselves thrift is a great revenue thrift is to a man what chastity is to a woman too late to spare when all is spent waste not, want not who spends before he thinks, will beg before he dies